Technically speaking, the 75k will be fully confirmed in 4 blocks. So, you will have 4 minutes plus the minimum staking age of 24 hours on transfered coins.
Mined (PoW) or minted (PoS) coins take 30 blocks plus the 24 hours.
In a nutshell, yes, 25 hours covers all bases. If you never encrypted, you need not worry about unlocking because it can not be locked. I only mentioned that because sometimesit is overlooked.